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View All PlansYou’re working hard to obtain your Kentucky driver’s permit. It would be a shame to lose it – and an even bigger shame to lose your license later! This free Kentucky Fines and Limits permit practice test will help prevent that as well as help you pass your written permit test.
This specially designed 50-question practice test is about the consequences of disobeying Kentucky’s traffic laws. It’s up to date as of November 2025. It’s based on Kentucky’s official driver’s manual (Kentucky DMV Handbook (KY Driver's Manual) 2025) and the Kentucky Revised Statutes. And like the other Kentucky permit practice tests we offer, the Fines and Limits permit practice test comes with our automated assistant, which can supply you with hints and explanations of the correct answers.
On this practice test, you’ll learn the minimum coverage requirements for automobile liability insurance and the penalties for failing to comply with those requirements. You’ll learn about the number of points that can be added to your driving record for such common offenses as speeding, tailgating, and running a red light; the consequences of accumulating excessive points on your driving record; and some serious driving offenses, any one of which can cause you to lose your license.
In the United States, about 37 people die in alcohol-related crashes every day. That works out to about one fatality every 39 minutes. About 28 percent of all traffic deaths involve alcohol-impaired drivers. In 2022, there were 5.93 million traffic crashes. 13,524 people died in traffic crashes in which alcohol consumption was a contributing factor.
In 2022, there were 108,713 total traffic collisions reported on Kentucky’s public roads, including 711 fatal collisions. (This means that 1 out of every 22 Kentucky drivers was involved in a collision that year.) In these fatal collisions, 762 persons were killed, including 102 pedestrians and 14 bicyclists. Failing to yield the right-of-way was a contributing factor in 12,092 collisions (11.1 percent of total collisions). Tailgating was a contributing factor in 6,072 collisions (5.6 percent of total collisions). Alcohol consumption was a contributing factor in 3,260 collisions (3.0 percent of total collisions) and 96 fatal collisions (13.5 percent of all fatal collisions).
Many bad things can flow from violating Kentucky’s traffic laws. Learn what can happen so you can pass the official permit test and stay out of trouble whenever you’re on the road.
Chief Educational Researcher (ACES member)
Methodology & Editorial Policy
Last verified for accuracy: November 2025 (reviewed weekly)
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