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View All PlansIf a police officer observes a 16-year-old front-seat passenger in your vehicle not wearing a seat belt, which of you can be fined, you or the passenger? And how much is the fine? If you are found guilty of using a hand-held cell phone while you’re driving, how big is the fine? If you get a traffic ticket while driving in New Jersey or Connecticut, can you return to New York before you pay the fine? If you’re cited for a pointable offense while you’re driving in Canada, will it add points to your New York driving record?
These and other issues related to traffic offenses and accidents are addressed in this free New York Fines and Limits permit practice test. You’ll learn about the fines imposed for certain traffic offenses, the possible penalties for driving under the influence (DUI), and offenses that can cause license suspension or revocation.
This Fines and Limits permit practice test is up to date as of February 2026. The 50 questions on this practice test are based on New York’s official driver’s manual (New York DMV Handbook (NY Driver's Manual) 2026) and the New York Consolidated Laws. As with all the permit practice tests we offer, each question on the New York Fines and Limits permit practice test comes with an optional hint and an explanation of the correct answer, courtesy of our automated assistant.
M.S., Chief Educational Researcher (ACES member)
Last verified for accuracy on
In New York in 2023, about 535,000 speeding tickets were issued to drivers, including 10,200 tickets for speeding in a school zone. About 109,100 tickets were issued to vehicle occupants for not wearing seat belts. Another 17,800 tickets were issued to adults for allowing a child passenger to ride unrestrained. And 36,900 tickets were issued to drivers for using cell phones while driving.
That same year, there were about 381,300 traffic crashes in New York, of which 1,022 were fatal. These fatal crashes included 1,104 traffic fatalities, including 339 speed-related fatalities. Roughly 10 percent of all fatal crashes in New York involved drivers ages 16 through 20. In 2023, 211 unrestrained (no seat belt or child restraint) occupants of motor vehicles died in crashes.
The answers to some of the questions on this practice test can be hard to memorize. But they’re important – not only for your instruction permit test, but to illustrate how important it is to obey the traffic laws. When you violate the traffic laws, you can jeopardize the safety of all road users, including yourself.
Drive safely!
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Our trademarked system automatically saves questions you miss, creating personalized tests that target your weak spots until you’ve mastered the material.
Get smarter as you study. Our new AI-powered feedback provides detailed, question-level insights to help you understand the why behind each answer.
Go beyond the boring black-and-white manual. Our interactive handbook lets you read, listen with an MP3 audio version, or even chat with it to find the information you need, faster.
We build our practice questions from the current 2026 NY Driver Handbook and refine them using patterns recent test‑takers report.
Driver handbook • Knowledge‑test/permit overview • Fees & ID requirements • Office/appointment info
We mirror recurring themes (e.g., right‑of‑way traps, sign look‑alikes) and use similar distractors and wording styles.
We don’t collect or publish actual test items and we’re not affiliated with DMV.
