5 Expert Steps That Will Make You a Capable First Time Car Buyer


Buying your first vehicle is an exciting experience. Many people look forward to purchasing their first car for years and put a great deal of time and effort into deciding what type of vehicle they want to drive. Whether you are young driver who has just obtained your license or an adult who is moving to a location where driving is the most practical means of commuting, there are several things to consider before buying your first car.

How To Buy Your First Car

  1. 1

    Identify your necessities. Will you be commuting to work? Do you need room for your children in your vehicle? Are you prepared to spend large amounts of money on gas or are you looking for a fuel efficient vehicle? All of these questions are initial considerations that you need to think about before you begin to look for vehicles. If you don’t, you might become overwhelmed by all of the options and choose a vehicle that does not fit your lifestyle.

  2. 2

    Decide on a budget. It is imperative to calculate exactly how much money you are able to spend on your first vehicle. Make sure to take into account the cost of gas and auto insurance.

    Find out what other expenses to expect:

  3. 3

    New or Used? Whether to buy a brand new car or a used car is a huge debate. Your budget may prohibit you from purchasing a brand new vehicle from a dealership; however, many people prefer to save money by buying a car that is a few years old. The decision to buy new or used depends largely on your budget and the type of car you are looking to purchase.

  4. 4

    How will you finance a new vehicle? The vast majority of first time car buyers are not able to pay for their first vehicle with cash. Before you begin looking for the right car, visit your bank to discuss your financing options with a loan officer. This person will be able to help you determine payment options and let you know the maximum amount of money you will be qualified to borrow for your first car.

    Check here for a simple guide to car financing:

    If you are a younger driver, your parents might be assisting you in the purchase of your first car. Make sure you have an open discussion with them about how the cost of your first vehicle is going to be divided.

  5. 5

    Take time to look around. When buying your first car it is absolutely essential to take your time. Spend several week or even several months going to dealerships or looking through the classified ads to compare makes, models, and most importantly, prices.

    A teenage boy at a dealership looking for a car with his father

    Drive many different types of vehicles so that you can get a better idea of what you like and do not like. If you find a particular car that you would like to buy, take a day or two to think it over before you being the buying process. This is a huge purchase!

Congratulations! You are now ready to purchase your very first vehicle.

Once you have found a car either at a dealership or from a private party and made the financial arrangements to purchase it, there are a couple of things you need to do before you hit the road. First, visit a local automobile insurance agency to purchase a policy for your vehicle. Make sure that your new vehicle is insured before you begin to drive it. You will also need to purchase a license plate for your vehicle. These can be obtained at your local courthouse or city hall. If you purchased a used car from a private party, it might be a good idea to get a tune-up, have the oil changed, and get the tires rotated before you being to drive it. Finally, enjoy taking your first car on a nice drive!

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